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Our Commitment To Privacy
Your privacy is important to us. To better protect your privacy
we provide this notice explaining our online information practices
and the choices you can make about the way your information is collected
and used. To make this notice easy to find, we make it available
on our homepage and at every point where personally identifiable
information may be requested.
The Information We Collect
This notice applies to all information collected or submitted on
the website. The types of personal information collected at these
pages include such items as name, address, social security number,
telephone numbers etc.
How We Use Information
We use the information you provide about yourself when opening an
account or processing a transaction. We do not share this information
with outside parties except to the extent necessary to complete
the transaction or otherwise stated. We use return email addresses
to answer the email we receive. Such addresses are not used for
any other purpose and are not shared with outside parties without
your permission, or under the following condition.
NRS and its affiliated companies might share personal information
such as names and addresses and telephone numbers with companies
that have confidentiality agreements with us. These companies may
contact you with promotional or marketing material. These companies
however do not have permission to share the information with other
companies.
Finally, we never use or share the personally identifiable information
provided to us online in ways unrelated to the ones described above
without also providing you an opportunity to opt-out or otherwise
prohibit such unrelated uses.
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Our Commitment To Data Security
To prevent unauthorized access, maintain data accuracy, and ensure
the correct use of information, we have put in place appropriate
physical, electronic, and managerial procedures to safeguard and
secure the information we collect online.
Our Commitment To Children's Privacy
Protecting the privacy of the very young is especially important.
For that reason, we never collect or maintain information at our
website from those we actually know are under 13, and no part of
our website is structured to attract anyone under 13.
How To Access Or Correct Your Information
You can access all your personally identifiable information that
we collect online and maintain on a secure server. We use this procedure
to better safeguard your information. You can correct factual errors
in your personally identifiable information by sending us a request
that credibly shows the error or by using the secure access provided
on the website. To protect your privacy and security, we will also
take reasonable steps to verify your identity before granting access
or making corrections.
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Collecting and Using Personal Information
NRS is the sole owner of the information collected on this site.
We will not sell, share, or rent this information to others in ways
different from what is disclosed in this statement. When you visit
and navigate our site and when you communicate with us via our site,
we will not collect personal information about you, unless you provide
us that information voluntarily. If you provide personal information
to us voluntarily via our Web site, we will not sell, license or
transmit that information outside of NRS and those affiliated companies
involved in administering or providing services to our financial
products, or companies with whom we have exclusive marketing agreements,
unless required to do so by legal, judicial or governmental proceedings,
or unless we do so in accordance with an express authorization you
may have given us. Also, in some cases, we may disclose information
to our contractors or agents for the purpose of enabling them to
perform certain functions for us. We will disclose information in
compliance with applicable laws and regulations. By "personal
information", we mean data that is unique to an individual,
such as a name, address, social security number, telephone number
etc. From time to time, we may request personal information from
you at our sites in order to deliver requested materials to you,
respond to your questions, or deliver a product or service.
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Your E-mail
We welcome your comments or questions about our Web site and have
provided e-mail boxes for that purpose. We will share your comments
and questions with our customer service representatives and those
employees most capable of addressing your questions and concerns.
Please note that your e-mail, like most, if not all, non-encrypted
Internet e-mail communications, may be accessed and viewed by other
Internet users, without your knowledge and permission, while in
transit to us. For that reason, to protect your privacy, please
do not use e-mail to communicate information to us that you consider
confidential. You may contact us via telephone or fax at the numbers
provided at the various locations on our sites though we would prefer
the correspondence by e-mail. There are some locations on the Web
site where we have made special provisions for a more secure environment
in which we can exchange information with you. At each of these
locations, we will provide you with appropriate instructions.
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Cookies (What Are Cookies)
Like most commercial Web site owners, we may also use what is known
as "cookie" technology. A "cookie" is an element
of data that a Web site can send to your browser when you link to
that Web site. It is not a computer program and has no ability to
read data residing on your computer or instruct it to perform any
step or function. By assigning a unique data element to each visitor,
the Web site is able to recognize repeat users, track usage patterns
and better serve you when you return to that site. The cookie does
not extract other personal information about you, such as your name
or address. Most browsers provide a simple procedure that will enable
you to control whether you want to receive cookies by notifying
you when a Web site is about to deposit a cookie file. Once the
user closes their browser, the cookie simply terminates. For instance,
by setting a cookie on our site, the user would not have to log
in a password more than once, thereby saving time while on our site.
You should also be aware that when you visit our Web site, we collect
certain information that does not identify you personally, but provides
us with "usage data," such as the number of visitors we
receive or what pages are visited most often. This data helps us
to analyze and improve the usefulness of the information we provide
at these Web sites.
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Linking to Other Sites
From time to time, this site may provide links to other sites, not
owned or controlled by NRS that we think might be useful or of interest
to you. We cannot, however, be responsible for the content or privacy
practices used by other site owners.
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No liability for linked sites
Please note that once you leave this site, either by using a link
we may have provided for your convenience or by specifying your
own destination, NRS accepts no responsibility for the content,
products and/or services provided at these non-NRS locations. NRS
does not control, endorse, promote or have any affiliation with
any other Web site unless expressly stated herein.
Log Files
Like most standard Web site servers we use log files. This includes
Internet protocol (IP) addresses, browser type, Internet service
provider (ISP), referring/exit pages, platform type, date/time stamp,
and number of clicks to analyze trends, administer the site, track
user's movement in the aggregate, and gather broad demographic information
for aggregate use. We use IP addresses to analyze trends, administer
the site, track user's movement, and gather broad demographic information
for aggregate use. IP addresses are not linked to personally identifiable
information.
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Security (How Do We Protect Your Information)
This website takes every precaution to protect our users' information.
When users submit sensitive information via the website, their information
is protected both online and off-line. When our registration/order
form asks users to enter sensitive information (such as a credit
card number and/or Social Security number), that information is
encrypted and is protected with the best encryption software in
the industry-SSL. While on a secure page, the lock icon at the bottom
of Web browsers, such as Netscape Navigator and Microsoft Internet
Explorer, becomes locked. To learn more about SSL, follow this link
http://developer.netscape.com/tech/security/ssl/protocol.html.
While we use SSL encryption to protect sensitive information online,
we also do everything in our power to protect user-information off-line.
All of our users' information, not just the sensitive information
mentioned above, is restricted in our offices. Only employees who
need the information to perform a specific job (for example, our
billing clerk or a customer service representative) are granted
access to personally identifiable information. Our employees must
use password-protected screen-savers when they leave their desk.
When they return, they must re-enter their password to re-gain access
to your information. Furthermore, all employees are kept up-to-date
on our security and privacy practices. Every quarter, as well as
any time new policies are added, our employees are notified and/or
reminded about the importance we place on privacy, and what they
can do to ensure our customers' information is protected. Finally,
the servers that we store personally identifiable information on
are kept in a secure environment, behind locked doors.
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Changes to this policy
NRS may change this Privacy Policy Statement from time to time.
This Statement is not intended to and does not create any contractual
or other legal rights in or on behalf of any party.
LEGAL DISCLAIMER
Notice specific to documents available on this
website
NRS makes no representations about the suitability of the information
contained in the documents and related graphics published on this
server for any purpose. All such documents and related graphics
are provided "as is" without warranty of any kind. NRS
hereby disclaims all warranties and conditions with regard to this
information, including all implied warranties and conditions of
merchantability, fitness for a particular purpose, title and non-infringement.
In no event shall NRS be liable for any special, indirect or consequential
damages or any damages whatsoever resulting from loss of use, data
or profits, whether in an action of contract, negligence or other
action, arising out of or in connection with the use or performance
of information available from this website. The documents and related
graphics published on this server could include technical inaccuracies
or typographical errors. Changes are periodically added to the information
herein. NRS may make improvements and/or changes in the product(s)
and/or the program(s) described herein at any time.
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Trademarks
Microsoft, Windows, Windows NT, MSN, The Microsoft Network Microsoft
FrontPage and/or other Microsoft products referenced herein are
either trademarks or registered trademarks of Microsoft. Netscape
Navigator and other referenced products are registered trademarks
of Netscape Communications Corporation. Other product and company
names mentioned herein might be the trademarks of their respective
owners. The other names of companies, products, people, characters
and/or data mentioned herein are fictitious and are in no way intended
to represent any real individual, company, product or event, unless
otherwise noted. Any rights not expressly granted herein are reserved.
Reproduction in whole or in part, in any form or medium, without
express written permission is prohibited.
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How To Contact Us
Should you have other questions or concerns about this privacy policy,
please contact us
Phone: 781-938-9595
Fax: 781-935-5059
Email: [email protected]
Postal Address : 12 Gill St, Suite 2600, Woburn, MA 01801
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